FEMA grants aid

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Federal Emergency Management Agency (FEMA) certified Magoffin County eligible for disaster assistance due to the bad weather that started on May 1. If qualified, residents and businesses of Magoffin can receive aid for damages due to mudslides, flood, tornadoes and severe storms.
Magoffin County, along with 23 other Kentucky counties, is eligible for both public and individual assistance. Public assistance covers county issues, such as road repairs and debris clearance, while individual assistance covers homeowners, renters and business owners.
Everyone who has suffered damages from the May 1 weather needs to either call FEMA at (800) 621-3362, or register online at

www.fema.gov.
FEMA helps with housing assistance and temporary housing if a home sustains damages too excessive to continue living in, as well as refunds motel costs due to inhabitable living conditions. Be sure to keep all receipts and records of any damages.
Residents without insurance need to tell the FEMA operator they do not have insurance so FEMA can send an inspector to assess the damages to determine aid. Residents with insurance need to call their insurance companies before calling FEMA. After they settle with their insurance companies, they should contact FEMA for assistance paying the settlement (unless the insurance company pays for all damages).
Assistance Magoffin County residents and business owners can expect are temporary housing payments, grants for home repairs and essential replacements not covered by insurance, grants to replace personal property and low-interest loans through the U.S. Small Business Administration (SBA).
Though the cutoff date to register for aid has not been set, everyone is encouraged to register as soon as possible because the cutoff period is usually set to end 60 days from the event.
FEMA External Affairs Specialist Dean Cushman said the process does not take very long, so Magoffin County residents and business owners do not have to worry about long waits. He said 3,162 people have registered for assistance, 2,000 inspections have been completed and over $8 million have been sent out.
According to FEMA’s Web site, people registering for aid will need the following information handy before calling or getting online: Social Security number, pre-disaster and current address, telephone number, insurance information, total household annual income, bank routing and account number (only for direct deposit), and a description of losses caused by the disaster.